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AI, Insurance, the New Cyber Reality
Discover how cybersecurity, cyber insurance, and AI-driven resilience are reshaping the future of business protection.
In today’s Tech Pulse, gain insight into how:
Cybersecurity is transforming into an enterprise-wide responsibility as evolving regulations and threats demand cross-functional accountability.
The cyber insurance landscape is booming, shifting from risk transfer to active risk reduction as carriers adapt to unpredictable challenges and prioritize security maturity.
AI redefines cyber resilience through autonomous threats, AI-powered recovery-as-code, and frameworks that ensure reliable recovery under pressure.
Each of these articles is penned by members of Forbes Technology Council, key luminaries shaping the future of technology leadership.
Grab your coffee, and let's dive in!
Cybersecurity's 2026 Evolution: Everyone Shares the Burden
The days of treating cybersecurity as a siloed IT issue are over. As threat actors grow more sophisticated, regulatory standards intensify, and interconnected ecosystems expand, cybersecurity has become a shared, enterprise-wide imperative, affecting everyone from the C-suite to vendor partners.
Explore the key takeaways below:
🛡️ Compliance to Accountability: With new regulations like the SEC’s disclosure mandates, cybersecurity is now integral to executive accountability and enterprise risk management. Boards must adopt proactive oversight, while leadership must actively engage in risk preparedness.
👩💻 Modern CISO Roles: Today’s security leaders are expected to bridge technical risks with business strategy, leveraging tools like AI for advanced threat detection and embedding security into development via DevSecOps.
📧 Humans Remain the Weak Link: Phishing and insider threats dominate attack vectors. Investing in ongoing, engaging cybersecurity training and tools such as multifactor authentication and password hygiene is non-negotiable.
🤝 Cyber Supply Chain Risk: Vendors and partners extend the attack surface. Adopt rigorous risk management programs, including contractual security requirements and incident transparency.

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The Cyber Insurance Surge: From Coverage to Resilience
Cyber insurance has evolved from a niche product into a critical tool for resilience in today’s digital landscape. As businesses increasingly face ransomware, credential theft, and supply chain vulnerabilities, the cyber insurance market is projected to skyrocket, from $15.1 billion in premiums in 2024 to $27 billion by 2030.
Here’s all you need to know:
🌐 Digital Transformation Drives Demand: The pandemic accelerated cloud adoption, particularly among SMBs, but also exposed these businesses to significant cyber risks—spurring a surge in cyber insurance uptake.
🔍 Shifting to Prevention: Carriers now require policyholders to meet baseline security benchmarks like multifactor authentication and phishing training before offering coverage. Insurers are also partnering with cybersecurity providers to integrate threat defense into their policies.
⚠️ Unresolved Challenges: Pricing instability, inconsistent coverage, systemic risk (e.g., cloud outage impacts), and barriers for SMBs adopting minimum security controls hinder industry growth.
Cyber Resilience in the AI Era: Coding, Hacking, & Recovery
As AI reshapes how code is written and cyberattacks are launched, traditional recovery strategies are no longer sufficient. AI-powered threats evolve at machine speed, forcing businesses to rethink resilience through a new lens: vibe coding (AI-enabled development), vibe hacking (autonomous attacks), and vibe recovery (AI-driven incident response).
Here’s how organizations can adapt to this new reality:
💾 Backups Are The First Target: Attackers now prioritize destroying backups to undermine recovery. Secure backups with segmentation, air gaps, and immutability—and validate them regularly.
⏳ Clean Beats Fast: Rushing recovery risks reinfection. Cleanroom practices ensure restored systems are malware-free, making cyber recovery time objectives (RTOs) a critical metric.
🤖 AI’s Double Edge: While AI accelerates coding ("vibe coding"), it introduces vulnerabilities like hardcoded credentials and fragile architectures. Meanwhile, autonomous AI attackers ("vibe hacking") execute full-fledged campaigns in real time, from reconnaissance to extortion.
🛠️ Vibe Recovery Revolution: AI-assisted recovery-as-code (RaC) automates workflows, validates backups, and codifies incident response into reliable, repeatable, and pressure-proof playbooks.
Wrapping Up
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